Long-term value growth
Market share of 10 per cent of the Swedish savings market by the end of 2025
There is a strong correlation between growth in savings capital and growht in income.
Return on equity of at least 35 per cent
Our return on equity target ensures a continued focus on profitability and effective management of the balance sheet.
Dividend of 70 per cent
Dividend of 70 per cent of net profit for the year taking into account the leverage ratio requirement, including the Pillar 2 guidance and internal buffer
Maximum annual costs to savings capital ratio of 12 basis points over time
Cost effectiveness is an important part of our profitability focus and a costs to savings capital ratio of 12 basis points should be seen as a ceiling where the ambition is to be even lower. The measure could be affected by market fluctuations, which may impact the ratio negatively in certain years.